// KINETIC SETTLEMENT ENGINE

The home of cashless payment systems.

Bridging M-PESA, regional banks, and utility providers through a singular, high-velocity rail. Built for the East African economy.

Abstract blue light trails representing financial data flow
LATENCY_REF

"Instant reconciliation between M-PESA and Bank of Africa."

Omni-Channel Infrastructure

One platform. Infinite connections. We handle the complexity of the Kenyan financial rail so you don't have to.

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Cashless Payments

End-to-end digital processing for high-volume merchants and consumers.

Mobile Money

Direct M-PESA integration for instant consumer-to-business flow.

Bank Transfers

Real-time settlements to all major Kenyan financial institutions.

Utility Payments

Automated KPLC, Nairobi Water, and DSTV bill settlements.

Paybill & Till

Unified collection systems for retail and enterprise scale.

Airtime Top-up

Programmatic airtime across all local network operators.

Secure Access

Bank-grade encryption and multi-factor protection across every transaction.

How it works — three precision steps.

01 / CONNECT

Link Your Rails

Connect your business accounts, M-PESA Till numbers, and bank credentials via our secure vault.

02 / CONFIGURE

Set Rules

Define automated disbursement rules, split payments, and instant settlement thresholds.

03 / OPERATE

Go Cashless

Accept and move money across any provider with 99.9% uptime and zero friction.

Recent Works

RETAIL

Zuri Supermarkets

Unified 14 branches under one M-Pesa aggregation dashboard.

SME

Kawa Collective

Automated supplier payments via bank-API integration.

UTILITIES

City Water Co.

Instant reconciliation of bill collections across mobile and bank.

Trusted by Kenyan Enterprise

"Mobifin Plus has reduced our payment reconciliation time from 3 days to 3 seconds. The stability of their M-PESA bridge is unmatched."

DK
David Kamau
CFO, Rift Logistics Ltd